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Showing posts with label Credit ratings. Show all posts
Showing posts with label Credit ratings. Show all posts

August 10, 2011

Credit ratings Comparison: S&P vs Moody's Vs Fitch


This collection of interactive maps shows credit rating for each country.

What is Credit Rating?

A credit rating estimates the credit worthiness of an individual, corporation, or even a country. A credit rating is also known as an evaluation of a potential borrower's ability to repay debt, prepared by a credit rating agency (CRA). Credit ratings are calculated from financial history and current assets and liabilities. Typically, a credit rating tells a lender or investor the probability of the subject being able to pay back a loan.

What is Credit Rating Agency (CRA)

A credit rating agency (CRA) is a company that assigns credit ratings for issuers of certain types of debt obligations as well as the debt instruments themselves. In some cases, the servicers of the underlying debt are also given ratings.


Standard & Poor's, Moody's Investor Service and Fitch Ratings are the big three credit rating agencies. Moody's and S&P each control about 40 percent of the market. Third-ranked Fitch Ratings, which has about a 14 percent market share, sometimes is used as an alternative to one of the other majors.


February 1, 2011

USA Vs World : Credit Rating Infographics

Credit Ratings Between Nations : How do US and other Global Powerhouse Rate against each other
Several countries, though, would rank in the “good” range of credit scores. Their financial activities would qualify them for solid credit scores in the 660 to 749 range. These include the country that would probably have the best credit score, China. China has $347 billion in debt and an account balance of $297 billion. It also has an excellent history of making its payments on time. This gives it the top credit-score ranking among countries.

Following close behind are Australia, with its $920 billion worth of debt, account balance of negative $29 billion and its own excellent history of making payments on time; and Egypt, which ranks high with a small debt level of $28 billion, an account balance of negative $4 billion and a recent history of paying its debts on time. The country, though, does have a blemish; it nearly went insolvent in the 1800s.

Brazil is the last country to fit into the “good” range of credit scores. It has a debt of $216 billion, an account balance of negative $24 billion and a good payment history.

Falling into the next category of credit scores, the “fair” range, are countries such as India ($223 billion in debt, account balance of negative $31 billion and a good, but shorter credit history), France ($4 trillion in debt, account balance of negative-$56 billion and good recent history despite going bankrupt several times in the 1800s) and South Africa ($73 billion worth of debt, an account balance of negative $11 billion and a shorter credit history than other countries).

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