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Showing posts with label personal finance. Show all posts
Showing posts with label personal finance. Show all posts

February 6, 2016

February 2, 2016

October 26, 2015

santa clara real estate foreclosure rates

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At $826,000, Santa Clara County homes have the fourth-highest median sale price of all counties in California. Home values in Santa Clara County are expected to grow at 9.76%, which is on par with the rest of the counties in California, where prices are expected to rise 9.73% on average.

Home values in Santa Clara County are projected to rise by 9.8% over the coming year. With slowing down of the real estate market ,growth  too would be affected  as this forecasted growth is less than the 13.6% increase seen over the past 12 months.

 The Home Price Index (HPI) is a model designed to measure the relative change in average home prices within a given area over time. The forecasted HPI is solely an estimate and should not be viewed as a guaranteed predictor of future market condition


August 27, 2015

global insurance stands at 6%, S. Africa, S. Korea most insured with 15% penetration

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"global insurance stands at 6%, S. Africa, S. Korea most insured with 15% penetration


Global insurance Penetration

Globally Insurance penetration is  measured as the ratio of premium to Gross Domestic Product.Globally, insurance penetration stands at 6.2 per cent, while density is at $662 (Rs 42,103) for 2014



Among BRIC nations South Africa leads in insurance penetration with 15.4 %.Brazil ranks no 2 in terms of insurance penetration with 4%,followed by  India at 3.4%,China 3% and Russia with 1.3% insurance rates.


Across Developed countries  UK and Japan  tops  insurance penetration followed by UK with 11.5% and Japan 11%.Meanwhile France, Italy and US follows with 9%,7.6%and 7.5%
respectively. Canada  and Germany   stands at 6.5% , along with  Australia’s insurance  penetration of  with 5.2%


South Africa and South Korea have the biggest insurance rates in  the world with 15.4% and 11.9%

Insurance penetration  across  Top 20 Nations

  1. Australia:5.2%
  2. Argentina:3.6 %
  3. Brazil :4%
  4. Canada:6.5%
  5. Germany: 6.5%
  6. India: 3.6%
  7. Italy:7.6%
  8. China:3.0%
  9. Mexico 2.1 
  10. Indonesia 2.1
  11. South Africa:15.4%
  12. South Korea: 11.9%
  13. United Kingdom:11.5%
  14. United States:9%
  15. Turkey 1.5
  16. Russia 1.3 
  17. Argentina 3.6 
  18. Mexico 2.1 
  19. Indonesia 2.1
  20. Turkey 1.5
  21. Russia 1.3 

kentuck, michigan and Indiana tops increase in car insurance on speeding

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States with the Biggest Car Insurance Rate Increases Post-Speeding Ticket | Credio: South carolina kentuck, michigan,vermont, winsconsin and Indiana tops increase in car insurance after a speeding ticket. While  Wyoming increase in insurance rates after speeding is a mere 3% and lowest among all american states  

August 25, 2015

BRICS lead Life Insurance premium growth , china growing 3times its nearest competitor

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"life insurance premium growth trends :

Global Insurance Premiums are lead by BRIC Nations with China growing 3 times as much as its nearest  BRIC partners

" global insurance premium comparison charts"
   In a recent  E&Y paper titled” wings of change” on the growth of  life insurance premiums across the world, It  forecasts  BRIC countries to emerge as the biggest growth drivers. But  the number one market is clearly CHINA .The Chinese  life insurance market growth is set to dwarf both India, brazil and south africa( which ranks 4th)   as premium collections is china is forecasted to grow 3 times the number in India, Brazil and South Africa

July 15, 2015

Top 5 car insurance companies in US by rates and customer service

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div dir=”ltr” style=”text-align: left;” trbidi=”on”> Car Insurance | Credio

The above infographic shows and compares the best car insurance companies in US. The following companies are compared Allstate, Country financial, American Family and California Casualty

June 9, 2015